Debt Counselling- Advertorial

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Many South Africans whose debts exceed their income and are struggling to make their monthly loan, financing and credit card repayments could qualify for debt counselling—and that is where mifinance.co.za comes in.

A financial rescue plan with the aim of financial freedom
Backed by the National Credit Act and NCR registered MiFinance.co.za network of debt advisors provides families, couples, and single parents throughout South Africa with a financial rescue plan that aims to put them back in the driver seat to financial freedom.

The process is convenient, simple, legal, and voluntary

To reduce the minimum amount payable each month—by extending the repayment terms, debt counselling is a convenient, simple, legal and voluntary process.

Debt counsellors start by assessing applicants monthly expenses to free up disposable income. Once approved, Mifinance.co.za negotiates with all creditors to reduce interest rates and monthly repayments. Debt counsellors then create a new restructured monthly budget covering all monthly living expenses and leaving excess for creditors.

Avoid creditor harassment and legal letters

Anyone who has run into debt knows that there is nothing worse than creditor harassment, day in and day out. Legal letters and frequent phone calls can take a toll on an individual, emotionally and physically.

The good news is that not long after mifinance.co.za’s debt advisors take over—creditors will not be allowed to contact the applicant or proceed with any further legal action. That enables individuals to enjoy a happier, stress-free life until they are debt-free.

Debt Counsellors work hard to reduce debt

But not only could mifinance.co.za helps an applicant avoid legal action, but debt counsellors also work hard to reduce up to 60% of the applicant’s debt. Reducing applicant debt and helping them meet their monthly living expenses—Mifinance.co.za helps applicants get their life back on track.

South African’s are one step away from taking control of their debt!

See if you qualify today!