Gap Cover: The Product to Save You and Your Family from Life-Changing Debt

What would you do if your child needed open-heart surgery or your partner suddenly came down with COVID-19 and suffered a collapsed lung—but your medical aid only covered up to 30% to 40% of the bill, leaving you to pay out of our pocket?

Most South Africans would have to sell their home, vehicle, and even their business to cover the remaining costs.

Medical cover is a brilliant Safety Net—but if you have a high-risk child or partner, you will need Gap Cover. Medical procedures can run into hundreds of thousands. But Gap Cover is the only invaluable safety net covering the shortfall between what medical schemes pay and what specialist doctor’s charge.

For only a few cappuccinos a month, Gap Cover is the most intelligent and most affordable way to get the best possible treatment for your loved ones—and avoid crippling debt from medical aid shortfalls.

Patrick sleeps well, knowing Gap Cover will cover his son’s heart surgery and hospital costs

Gap Cover has been a saving grace to millions of South Africans.

Just ask Patrick Botha, an architect, dad and provider to three teenage boys. Patrick worked hard to keep his family medically covered, especially his youngest son, born with one kidney and a rare heart condition. Patrick could not bear the thought of not being able to afford heart surgery should his son need it.

To bridge the financial gap, which would have come out of pocket, Patrick took out a Family Gap Cover Policy that only cost around 10-cappuccinos’ a month. Patrick can now sleep peacefully because he knows that if and when his son needs surgery—their family Gap Cover policy will cover 100% of all the costs, protecting the boy’s university funds.

Gap Cover saved Fatima from selling her assets to pay for spinal surgery and physiotherapy

Similarly, Fatima never thought she would ever find herself in the ICU with a fractured spine and a couple of broken ribs, without the possibility of walking again. Fatima Damoes, a mother of a two-year-old daughter, was in a car accident that left her needing emergency spinal surgery along with additional facial surgeries and physiotherapy for the following year.

The costs would have crippled them. Fortunately, Fatima’s husband took out a Gap Cover policy when their daughter was born, allowing them to cover the shortfall that ran into hundreds of thousands.

Gap Cover is a product you’ve never heard of that can ensure the best medical insurance without having to dig into your finances. If you have a child or partner with an underlining medical condition, invest in Gap Cover—but first, let us help you compare quotes in minutes.

South Africans who owe R20 000 or more, could qualify for Debt Counselling

Many South Africans whose debts exceed their income and are struggling to make their monthly loan, financing and credit card repayments could qualify for debt counselling – and that is where mifinance.co.za comes in.

A financial rescue plan with the aim of financial freedom

Backed by the National Credit Act, and NCR registered MiFinance.co.za network of debt advisors provides families, couples, and single parents throughout South Africa with a “financial rescue” plan that aims to put them back in the driver’s seat to financial freedom.

The process is convenient, simple, legal, and voluntary

With the aim to reduce the minimum amount payable each month by extending the repayment terms, debt counselling is a convenient, simple, legal and voluntary process.

Debt counsellors start by assessing the applicant’s monthly expenses to free up disposable income. Once the applicant has approved their new restructured monthly budget – covering all their monthly living expenses while leaving excess for their creditors, Mifinance.co.za negotiate with all creditors to reduce interest rates and monthly repayments.

Avoid creditor harassment and legal letters

Anyone who has run into debt knows that there is nothing worse than creditor harassment, day in and day out. Legal letters and frequent phone calls can take a huge toll on an individual, emotionally and physically.

The good news is that not long after mifinance.co.za’s debt advisors take over — creditors will not be allowed to contact the applicant or proceed with any further legal action, aiding the individual to enjoy a happier, stress-free life until their debt has been paid.

Debt Counsellors work hard to reduce debt
But not only could mifinance.co.za help an applicant avoid legal action, debt counsellors also work hard to reduce up to 60% of the applicant debt. Reducing applicant debt and helping them meet their monthly living expenses – Mifinance.co.za helps applicants get their life back on track.

South African’s are one step away from taking control of their debt.

See if you qualify today!

Skudu Your Farm

You’re a third-generation farmer, but lately, you’ve been facing many difficulties. One of them is plant nutrition.

It’s almost impossible to predict what fertilizers to apply, when, and in what amount, leading to financial loss and increased footprint.

But the impossible is now possible with Skudu.

Skudu is a cloud-based plant nutrition platform that links your most significant farming input, fertilizer, direct to fertilizer companies.

At Skudu, we apply the algorithms developed by our expert agronomists to get detailed fertilizer guidelines for any crop, anywhere in the world, within seconds.

What does this mean to you, the farmer?

 Take full control of your operation.

With our new technology, you get the right detailed product list required to deliver your yield target—and you get it before any fertilizer supplier, which is a powerful place to be.

 Grow crops that were once not viable.

Skudu opens the vast untapped potential for farmers—allowing a variety of crop choices that were once improbable to accomplish.

 Reduce costs and increase margins.

Data is the new gold in agriculture, and Skudu acts as a virtual agronomist providing new data on changing soil and leaf conditions. This data is what prevents over and under fertilization, minimising expenditure, maximizing yield, and improving harvest quality.
It’s tough out there, but why gamble with your future when you can get Skudued—and make a real profit!

Ready to get Skudued? Visit our webpage to register, get a quote, or discover even more benefits.

Gap Cover: The Product to Save You and Your Family from Life-Changing Debt

What would you do if your child needed open-heart surgery or your partner suddenly came down with COVID-19 and suffered a collapsed lung—but your medical aid only covered up to 30% to 40% of the bill, leaving you to pay out of our pocket? Most South Africans would have to sell their home, vehicle, and even their business to cover the remaining costs.

Medical cover is a brilliant Safety Net—but if you have a high-risk child or partner, you will need Gap Cover. Medical procedures can run into hundreds of thousands. But Gap Cover is the only invaluable safety net covering the shortfall between what medical schemes pay and what specialist doctor’s charge. For only a few cappuccinos a month, Gap Cover is the most intelligent and most affordable way to get the best possible treatment for your loved ones—and avoid crippling debt from medical aid shortfalls.

Patrick sleeps well, knowing Gap Cover will cover his son’s heart surgery and hospital costs

Gap Cover has been a saving grace to millions of South Africans. Just ask Patrick Botha, an architect, dad and provider to three teenage boys. Patrick worked hard to keep his family medically covered, especially his youngest son, born with one kidney and a rare heart condition. Patrick could not bear the thought of not being able to afford heart surgery should his son need it.

To bridge the financial gap, which would have come out of pocket, Patrick took out a Family Gap Cover Policy that only cost around 10-cappuccinos’ a month. Patrick can now sleep peacefully because he knows that if and when his son needs surgery—their family Gap Cover policy will cover 100% of all the costs, protecting the boy’s university funds.

Gap Cover saved Fatima from selling her assets to pay for spinal surgery and physiotherapy

Similarly, Fatima never thought she would ever find herself in the ICU with a fractured spine and a couple of broken ribs, without the possibility of walking again. Fatima Damoes, a mother of a two-year-old daughter, was in a car accident that left her needing emergency spinal surgery along with additional facial surgeries and physiotherapy for the following year. The costs would have crippled them. Fortunately, Fatima’s husband took out a Gap Cover policy when their daughter was born, allowing them to cover the shortfall that ran into hundreds of thousands.

Gap Cover is a product you’ve never heard of that can ensure the best medical insurance without having to dig into your finances. If you have a child or partner with an underlining medical condition, invest in Gap Cover—but first, let us help you compare quotes in minutes.